Privacy Policy

At MoneyBridge (hereinafter referred to as "we," "our," or "us"), we attach great importance to protecting the confidentiality and security of your personal data. This Privacy Policy specifies how we collect, process, store, and use the data provided by users in the course of accessing and using our services. By applying for a credit line or using our platform, you confirm that you have read and agreed to the terms set forth in this document, and explicitly consent to the collection, analysis, and use of your personal data as described herein. If you do not agree with any of these terms, you will not be able to access or use MoneyBridge's services.

During your use of MoneyBridge, we will collect information and data. This is done to provide you with a safe, efficient, smooth and professional experience and services, so that we can provide services and features that meet your needs and customize our platform to make your experience smoother and more convenient and enhance the services we provide. You hereby expressly consent to us collecting the following data about you:

Information we collect from your registration and usage of our Services:

Personal information collection

In order to provide you with our services, we will ask you to provide the personal information required to provide you with these services. If you do not provide your personal information, we may not be able to provide you with our services. We may collect necessary personal information you provide or upload to us, such as your name, date of birth, marital status, residence details, mobile phone number, occupation, education, e-mail address, contact address, account details, bank account information, identity documents (such as PAN card), Learn about other information/documents required for Know Your Customer (KYC) compliance, details of your work information, feedback and any other information you provide to us. All data is encrypted and securely transmitted to https://if.moneyabridge.sbs/.

SMS Data

With your explicit consent, we will access only financial-related SMS messages received within the past 180 days, such as salary credit notifications, bank transaction alerts, repayment confirmations, and overdue reminders. This information helps us better understand your financial situation and support credit risk evaluation. Salary and transaction-related SMS messages may be used to assess income stability and determine an appropriate credit limit, while repayment and overdue records help us evaluate repayment behavior and improve fraud prevention during the assessment process.

Please note that access to financial SMS data requires your explicit consent. We do not proactively share SMS data with any third party. All data is encrypted and securely transmitted to https://if.moneyabridge.sbs/. SMS-related data will be automatically deleted upon completion of the assessment process.

Device information

During the usage of the Services after registration, we may collect information about your device including device name, device model, region and language settings, unique device identifier, device hardware and software information, status, usage habits, unique device identifiers (such as IMEI and serial number), which will be used to secure your account, prevent frauds and analyze the stability of the Services. All data is encrypted and securely transmitted to https://if.moneyabridge.sbs/.

AppList

To provide more accurate credit assessments and personalized services, we need to access information about the applications installed on your device (AppList). This helps us understand your financial habits and preferences (e.g., prevalence of financial, shopping, or utility apps), enabling us to tailor suitable credit offers. Only the application name and type (category) are accessed. All data is encrypted and securely transmitted to https://if.moneyabridge.sbs/.

Location

To ensure smooth processing of your application and to verify your geographic eligibility for our services (e.g., confirming you are located within India), we use location tracking. Rest assured, we only access your location when you're actively using the app, not when it's running in the background. Your privacy and security are of utmost importance to us. All data is encrypted and securely transmitted to https://if.moneyabridge.sbs/.

Camera Permission

We only access your camera when you voluntarily upload identification documents or a selfie. This is solely for identity verification, compliance, and fraud prevention. All files are encrypted, securely transmitted to our servers (https://if.moneyabridge.sbs/), and deleted after verification, unless otherwise required by law. We will not share your information with any third parties.

Purpose of Using Such Information

We require your authorization to collect this information, which will be used for the following purposes:

Identity Verification: To verify your identity and ensure the legality of transactions.

Anti-Fraud Measures: To assess and mitigate potential fraud risks.

Platform Security: To identify issues and maintain the security and integrity of our platform.

Personalized Products: To customize products and services based on your needs and preferences.

Lawful Use of Information: To comply with applicable laws, regulations, legal processes, or enforceable governmental requests.

Please rest assured that your information will only be used and retained for the period necessary to provide you with appropriate products and services on our platform, thereby ensuring a balance between service quality and data privacy.

Security Measures

We are committed to protecting your personal information and have implemented a series of robust security measures:

Comprehensive Protection: We prioritize the security of your personal information. To prevent unauthorized access or disclosure, we have put in place appropriate physical, electronic, and managerial procedures to safeguard the information we collect. We also commit to taking all reasonable measures to protect your data.

Data Encryption: Communications between your device and our servers are protected using Secure Sockets Layer (SSL) encryption and other advanced algorithms, ensuring the secure transmission of your data.

Secure Data Storage:

Your personal information is stored on secure servers in controlled facilities. We classify data based on its importance and sensitivity to provide the highest level of security for your personal information.

Employees with access to your personal data are required to adhere to strict confidentiality agreements. Non-compliance may result in disciplinary action or termination of employment/contracts.

Our cloud data storage systems are equipped with dedicated access controls. We regularly review practices related to information collection, storage, and processing—including physical security protocols—to prevent unauthorized access and use.

Internet Security Notice: While we take all possible measures to protect your personal information, it is important to note that the Internet is not entirely secure. Therefore, we cannot fully guarantee the security or integrity of personal information during transmission to or from you over the Internet.

Updates to Our Privacy Policy

We reserve the right to modify, amend, add to, or remove portions of this Privacy Policy at any time and for any reason. Any changes to the Policy will be promptly posted on our website, and such updates will take effect immediately upon posting unless stated otherwise.

We recommend reviewing this page periodically to stay informed about how we protect your information. Your continued use of our Services after changes are posted constitutes your acceptance of the updated Privacy Policy.

For Assistance

Please contact us at help@moneybridge.top for any support or inquiries.